Entries by Editor

Moving on UP!

Life is constantly changing from your career to your family as we climb up the ladder of life. With these life changes, your current home may no longer be working for you. Whether you’re cramped in your tiny apartment or have a little one on the way, it may be time to look at moving […]

5 Approval Roadblocks

When in the process of buying a home, there is nothing worse than having your mortgage broker or lawyer call and say “there is a problem”. If you have found your dream home and negotiated a fair price, which was accepted, and you have supplied all the documentation to your broker, you probably assume everything […]

Introducing the First Responder Mortgage Program

We is proud to announce our brand new First Responder Mortgage Program™. In times of uncertainty, we can always count on our first responders. From coast-to-coast, you put Canadians first and ensure the health and safety of this great country – and we wanted to give you something in return. The First Responder Mortgage Program™ […]

10 Steps to Home Sweet Home

Congratulations! There is nothing more exciting than moving into a new home. Whether a new building or re-sale property, there are a few things you can do as soon as you take possession in order to make it your own. Invest a weekend or two into warming up a featureless space or refreshing someone else’s […]

Getting the Down Payment Down

A down payment is one of the most essential aspects of every mortgage application and new home purchase. In Canada, home purchases require a minimum cash payment from your own funds that is put towards the purchase. This is your down payment and is considered your stake in the deal. Many home buyers understand that […]

25 Secrets Your Banker Doesn’t Want You to Know

Twenty-five or thirty years can sound like an impossibly long time to service a loan – and for many of us, it is. If you are looking to pay off your mortgage faster, here are some tried-and-true tactics to get you to financial freedom that much sooner! Make a Double Mortgage Payment: A double payment once […]

Outside The Box

For most Canadians, a home looks like a few different things. It is either a single-family dwelling, a townhome, condominium or a high-rise. But Daniel Croft, Vice President of Giant Container Services, is looking to change that! In the quest to find less expensive housing and alternatives to the conventional home, we have seen many […]

How the CHIP Reverse Mortgage Can Help You Support Your Adult Children

As I’m sure you know, Canada’s housing market is on fire, and has been for several years. According to the Canadian Real Estate Association (CREA), between April 2020 and April 2021 – despite a global pandemic – the average house price rose by a whopping 41.9%, rising to $696,000. And data from previous years is […]

Making The Grade: Common Myths About Credit Scores

How is your credit score calculated? It is a complex answer and, as such, common myths persist. Today, we are going to help you get a better understanding of your credit score and how to make the grade by busting the most common credit score myths! MYTH #1: TOO MANY CREDIT CARDS WILL HURT MY […]

How to Afford a Second Property in Retirement

More and more Canadians are choosing to buy a second property in retirement. Reasons for doing this vary. Some want to reap the rewards of a lifetime of saving and treat themselves to a vacation home. Others, on the other hand, view their second property as an investment, intending to rent it out and use […]