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But we are proud to say that Jessy Savage contributed 31 entries already.
Buying your first home in Victoria is an exciting milestone. From exploring neighborhoods to discovering your dream property, this journey is filled with possibilities. But finding the right mortgage is crucial to making homeownership a reality. This guide will walk you through every step of the process, ensuring you’re well-prepared to secure the perfect mortgage […]
With the Bank of Canada’s base interest rates finally decreasing, it might be time to consider your housing options. Whether you’re getting ready to buy your first home or would like to upgrade, the market is finally stable enough to access some great deals. Looking at properties and imagining how you’d decorate them is the […]
If you’re planning to buy or sell a property in Victoria, BC, working with a private mortgage broker can be a game-changer. From helping you secure the best mortgage rates to supporting clients with varying financial circumstances, a professional broker can open up plenty of doors. In this blog, we’ll explore why you should use […]
Staying updated with the latest national interest rates is like following your favourite hockey team. There are so many changes and plenty of ups and downs. The Bank of Canada announced a considerable interest rate on October 23rd, highlighting positive changes to their economy. With a new interest rate of 3.75% (0.50 points), the bank’s […]
Whether you’re renewing your mortgage, buying a new home, or making the leap from renting to homeownership, the type of agreement you choose will define your experience. The two most popular mortgages are fixed and variable rates, each offering pros and cons. While fixed-rate mortgages automatically seem like the best option, variable rates are growing […]
It’s been an exciting year for the Canadian property market, with the federal interest rate finally decreasing and multiple incentives for first-time buyers. As we approach the end of 2024, many people are wondering if there might be other changes, and particularly what the interest rate announcement this following week may be. So, let’s review […]
So you’re ready to get on the property ladder and end the unforgiving cycle of renting – that’s great! Now all you need to do is find a property you love and secure a mortgage. Sounds complicated? It can be… but we’re here to simplify the entire process. In our complete guide to getting a […]
Are you thinking about purchasing a home in British Columbia? With interest rates finally decreasing, making the leap now means you can get a great deal and save money. While you’re probably focusing on the outright costs of home ownership, it’s essential to factor in the immediate and long-term expenses. Knowing how much you can […]
Are you ready to invest in a rental property? Victoria is one of British Columbia’s most popular places to live, combining mild weather with stunning nature and plenty of fun-filled activities. Whether you want to rent a property or plan to invest in a commercial business, the process can be daunting. Luckily, we’re here to […]
The Bank of Canada (BoC) has again lowered its interest rates, marking the third cut in 2024. Overnight lending rates are now 4.25%, 25 basis points below the previous 4.5% rates, highlighting positive economic changes. In its official statement, the Bank of Canada cited ongoing easing in inflationary pressures and excess supply in the economy […]
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