Entries by Callum

Mortgage Questions to Ask Before Buying

Here are the Top Mortgage Questions to Ask Before Buying. When buying a home, particularly if you’re a first-time buyer, the home mortgage process can seem daunting. There are many things to consider, and if you haven’t got previous experience, it could get confusing. We help you answer some of the most common mortgage questions. […]

Easy Curb Appeal Improvements

Are you trying to increase the value of your home? Here are some easy curb appeal improvements to consider. These days, most potential buyers are doing their initial search online and photos of a house’s exterior need to look great if they want it to make an impression. Want to know how you can get […]

Tips For Millennial Buyers

Tips For Millennial Buyers Are you a millennial buyers looking to purchase your first home but don’t know where or how to start? Are you feeling overwhelmed with the complexities of financing and maintaining a new property? Don’t worry, because we have put together some easy-to-follow tips for millennial homebuyers that will make transitioning from […]

How to Downsize to a Smaller Home

Moving to a smaller home can be an intimidating transition for many, as there are often so many questions that come up. Are you ready to give up on the extra space you once had? How will moving from a larger house to a smaller one affect your lifestyle and day-to-day living? All these questions […]

Affordable Home Upgrades Under $100

Affordable Home Upgrades Under $100. Are you a homeowner looking for an affordable way to upgrade your home? Perhaps, you are in the market for a new house and want to make sure it meets needs while not breaking the bank. Either way, investing in home upgrades can increase your quality of life, boost property […]

Purchasing Fixer Uppers

Experienced buyers who value their investments know that purchasing fixer uppers can be excellent sources for substantial savings. These properties make it possible to obtain high quality homes at discounted prices, thus affording homeowners an opportunity to increase equity with budgeted improvements and repairs. Taking on a challenge is sometimes necessary in order to build […]

2023 Mortgage Rate Predictions

In 2022, the prime rate saw an astounding 163% increase in mere ten months. As a result, this set a record that is unlike any other. This sharp incline left financial lenders and borrowers alike wondering: how long will rates stay at their peak? Looking to history for answers reveals one thing – it’s not […]

Stay Variable or Go Fixed

Stay Variable? If you’re currently in a variable rate term, you may be hoping that rates stay lower than fixed over the next few years. However, if inflation doesn’t get under control by the Bank of Canada quickly, they may raise throughout your term. This will leave the possibility open that your variable rate could […]

Purchase Plus Improvements Mortgage

Hey, did you know there’s a way to buy your dream home—and spruce it up at the same time? It’s true! Enter the Purchase Plus Improvements mortgage. This program allows you to borrow the cost of renovations (up to a certain percentage) and add it to the home price. All rolled into one easy-to-manage mortgage […]