Entries by Editor

Key Steps Home Sweet Home

Key Steps to Home Sweet Home. There is nothing more exciting than moving into a new home. Whether a new building or re-sale property, there are a few things you can do as soon as you take possession in order to make it your own. Invest a weekend or two into warming up a featureless […]

Getting the Down Payment Down

A down payment is one of the most essential aspects of every mortgage application and new home purchase. In Canada, home purchases require a minimum cash payment from your own funds that is put towards the purchase. This is your down payment and is considered your stake in the deal. Many home buyers understand that […]

Outside The Box

For most Canadians, a home looks like a few different things. It is either a single-family dwelling, a townhome, condominium or a high-rise. But Daniel Croft, Vice President of Giant Container Services, is looking to change that with outside the box thinking. In the quest to find less expensive housing, we have seen many new […]

Affording a 2nd Property

More and more Canadians are choosing to buy a second property in retirement.  Some want to reap the rewards of a lifetime of saving and treat themselves to a vacation home. Others, on the other hand, view their second property as an investment, intending to rent it out and use the income in affording a […]

Mortgage Broker vs Specialist

Mortgage broker vs specialist: what’s the difference? To most consumers outside of the mortgage space, the terms “mortgage broker”vs “specialist” would seem interchangeable – but they aren’t. As a potential homeowner, the differences are more important than you might think. First and foremost, it is important to understand the definition of these groups before looking […]

Things to Know Buying Rural

Things to Know Buying Rural. However, before you dive into country living, there are a few things you should know! Especially, how different it can be to qualify for a mortgage. 1. CHECK THE ZONING When it comes to buying rural property, it is important to check how the property is zoned. This is vital! Zoning […]

It’s All About The Property

When your mortgage application goes through the approval process, they are not only looking at you, but also the property in question. In fact, sometimes when an application is denied it has nothing to do with you, and it’s all about the property. To improve your chances of success when it comes to financing, there […]

Unexpected Retirement Expenses

According to a recent CIBC poll, nearly half (48%) of retired Canadians stopped working sooner than they expected. The result is that many retirees have saved less for retirement than they planned, making unexpected retirement expenses all the more stressful once the income tap has run dry. But you know what they say, preparation is the […]

How Banks are Working to Keep Your Data Safe

Accessing financial services online has been the norm for years now, with an overwhelming majority of the population using digital channels for most banking transactions. The infrastructure that makes this possible, routinely processes massive amounts of data, constantly evolving to ensure it all remains secure. To gain a better understanding of how banks protect themselves […]