Entries by Callum Greig

Mortgages after Purchase

You have purchased your home with your new mortgage; what do you do with it down the road? Well, there are options to refinance, renew, or transfer. All of these options will occur at any point throughout the term of your mortgage. These are Mortgages after Purchase. Refinance Say you have been in your home […]

How to Get Your Credit Report

How to get your credit report is so important as Lenders look to credit reports to assess the risk of a given borrower. Your score is a number from 300 to 900 that reflects how you have handled your finances in the past. The lower the number, the more risky you appear to lenders, so […]

Interest Rates: Fixed vs Variable

Fixed Interest Rates Interest Rates: Fixed vs Variable. Fixed rates are often viewed as the safest choice – no surprises. You can rest easy knowing exactly how much interest you are paying and that regardless of fluctuations in the prime rate (for better or worse), you interest will remain unchanged. Fixed interest rate can be […]

Top 4 Tips for Being Prepared to Buy

1. Here is 1 of the Top 4 Tips for Being Prepared to Buy. Strengthen your credit rating. It’s pretty simple: the higher your credit score, the lower your mortgage rate will be. Spend the time now to improve your credit. Check your credit report. Many credit reports have errors, so you need to ensure […]